The Fair Share Report

642 Third St

Bridgewater, NJ 08807

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $469,099

Likely range $445,913 – $573,905, from 12 comparable Bridgewater sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

86.72%

The state's official measure of how far Bridgewater assessments sit below market value — republished every October, applied town-wide. A $469,099 home should be assessed near $406,803.

Step 3 · Assessed value

$400,500

Set at the last town-wide revaluation and mostly frozen since. That's $6,303 below what the ratio math suggests (1.5%).

Step 4 · The tax rate — same for every Bridgewater home

$1.901 per $100 assessed

$1.294 Schools · 68% $0.364 County · 19% $0.244 Town · 13%

This home's own bill implies $1.794 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,184/yr
Public schools$4,888
Somerset County$1,375
Town of Bridgewater$922
Bridgewater average$10,962

This home vs. every recent Bridgewater sale · assessed ÷ market

Town median 84.0%
This home · 85.4%

64%105%

Paying about right

This home's ratio lands inside Bridgewater's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
56 ADAMSVILLE ROAD2026-05$525,0001,36071.2%
168 OAK STREET2025-04$460,0001,36583.2%
13 HARRY ROAD2026-06$608,0001,45066.6%
88 LINDEN STREET2025-03$500,0001,24879.2%
136 PEARL STREET2025-04$612,0001,43377.3%
346 VANDERVEER ROAD2025-03$635,0001,45478.3%
132 CHELSEA WAY2026-06$465,0001,44080.4%
25 CHELSEA WAY2026-05$460,4081,44080.1%
89 CHELSEA WAY2026-01$480,0001,44076.0%
117 CHELSEA WAY2026-01$450,0001,44083.0%
115 CHELSEA WAY2025-03$427,5001,44086.3%
591 E MAIN ST2025-05$400,0001,41279.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →