The Fair Share Report

654 Springfield Ave

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,166,775

Likely range $1,872,748 – $2,467,965, from 12 comparable Summit sales in the past 18 months, at this home's 3,326 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $2,166,775 home should be assessed near $667,583.

Step 3 · Assessed value

$418,000

Set at the last town-wide revaluation and mostly frozen since. That's $249,583 below what the ratio math suggests (37.4%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$18,689/yr
Public schools$9,762
Union County$4,566
Town of Summit$4,361
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 19.3%

11%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
25 BEDFORD ROAD2026-04$1,900,0003,38527.5%
125 HILL CREST AVE2025-10$3,325,0004,48129.1%
10 BEACON RD2025-01$2,500,0004,23036.5%
71 DALE DR2026-05$2,595,0003,28724.9%
139 WOODLAND AVE2025-06$2,700,0003,30326.7%
571 SPRINGFIELD AVE #1A2025-09$1,312,5002,32031.6%
50 NEW ENGLAND AV-UNIT 1H2025-09$1,275,0002,32032.7%
25 NORWOOD AVENUE, UNIT 32025-07$1,750,0003,34531.4%
27 BEEKMAN RD2025-11$2,295,0003,21926.5%
284 KENT PLACE BLVD2025-06$2,000,0003,07024.8%
75 TANGLEWOOD DR2025-06$2,260,0003,15424.4%
11 LINDA LANE2025-08$1,750,0003,10831.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →