The Fair Share Report

68 Second St

Somerville, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $640,000

Likely range $450,000 – $755,000, from 12 comparable Somerville sales in the past 18 months.

Step 2 · The Director's Ratio

58.80%

The state's official measure of how far Somerville assessments sit below market value — republished every October, applied town-wide. A $640,000 home should be assessed near $376,320.

Step 3 · Assessed value

$284,100

Set at the last town-wide revaluation and mostly frozen since. That's $92,220 below what the ratio math suggests (24.5%).

Step 4 · The tax rate — same for every Somerville home

$4.078 per $100 assessed

$2.388 Schools · 59% $0.552 County · 14% $1.138 Town · 28%

Step 5 · The bill

$11,588/yr
Public schools$6,786
Somerset County$1,569
Town of Somerville$3,234
Somerville average$11,264

This home vs. every recent Somerville sale · assessed ÷ market

Town median 49.0%
This home · 44.4%

32%73%

Paying about right

This home's ratio lands inside Somerville's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
26 W BROWN ST2025-06$640,0001,77951.0%
231 GROVE ST2026-06$707,0001,90747.3%
420 WILLIAM STREET2026-06$810,0002,27351.0%
28 MECHANIC ST2025-05$755,0001,81653.7%
17-D LOESER AVENUE2026-04$400,0001,19038.1%
81 EAST CLIFF STREET2025-07$388,0001,14035.3%
53 EAST CLIFF STREET2025-06$450,0001,14030.4%
18 RIVIERA DR2025-10$420,0001,09058.6%
25 N DOUGHTY AVE2025-07$730,0001,79840.1%
53 SYCAMORE ST2025-09$600,0001,75152.6%
81-83 GROVE ST2025-12$605,0002,14241.9%
22 E BROWN ST2026-05$645,0001,49745.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →