The Fair Share Report

7 Ellen Ct

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $769,209

Likely range $659,074 – $1,244,719, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $769,209 home should be assessed near $724,979.

Step 3 · Assessed value

$748,400

Set at the last town-wide revaluation and mostly frozen since. That's $23,421 above what the ratio math suggests (3.2%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

Step 5 · The bill

$10,509/yr
Public schools$6,377
Monmouth County$1,783
Town of Ocean$2,349
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 97.3%

55%119%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
11 SEWARD DR2026-06$895,0001,94189.4%
1 JEROME SMITH DR2025-01$660,0001,944100.5%
1806 HOLBROOK ST2025-06$799,0001,99898.6%
4 BROOKE ST2026-02$1,300,0001,93083.7%
5 LANCASTER DR2025-02$822,0002,29294.3%
41 DWIGHT DR2026-01$1,209,0002,037103.1%
220 BELMAR AVE2025-03$1,240,0001,84691.2%
48 CHARLES CT2026-06$656,0001,96691.5%
12 CHARLES CT2026-05$675,0001,96694.3%
49 CHARLES CT2026-03$755,0001,96683.4%
361 DANIELE DR2025-05$695,0001,96691.4%
148 DANIELE DR2025-03$587,5001,966102.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →