The Fair Share Report

7 Third St

Oakland, NJ 07436

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $703,461

Likely range $670,186 – $810,277, from 12 comparable Oakland sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

88.79%

The state's official measure of how far Oakland assessments sit below market value — republished every October, applied town-wide. A $703,461 home should be assessed near $624,603.

Step 3 · Assessed value

$581,100

Set at the last town-wide revaluation and mostly frozen since. That's $43,503 below what the ratio math suggests (7.0%).

Step 4 · The tax rate — same for every Oakland home

$2.184 per $100 assessed

$1.397 Schools · 64% $0.235 County · 11% $0.553 Town · 25%

This home's own bill implies $2.052 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,924/yr
Public schools$7,623
Bergen County$1,282
Town of Oakland$3,018
Oakland average$13,749

This home vs. every recent Oakland sale · assessed ÷ market

Town median 90.1%
This home · 82.6%

66%107%

Paying about right

This home's ratio lands inside Oakland's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
28 MINNEHAHA BLVD2026-01$820,0001,60682.4%
9 MANITO AVE2025-02$705,0001,49788.3%
21 CARDINAL DR2026-02$727,0001,60690.8%
110 LAKESHORE DR2026-04$730,0001,41689.6%
17 ANDREW AVE2026-05$655,0001,50785.2%
15 MANITO AVE2025-03$635,0001,38293.8%
10 HICKORY DR2026-05$625,0001,45594.3%
53 PRINCETON TER2025-01$640,0001,44099.8%
75 PAWNEE AVE2025-05$603,0001,36990.0%
39 POWDER MILL LN2026-01$584,9001,76491.5%
74 GROVE ST2026-04$710,0001,32283.6%
93 WALNUT ST2025-04$633,0001,47491.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →