The Fair Share Report

71 Applegate St

Middletown, NJ 07701

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $493,825

Likely range $471,887 – $675,430, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $493,825 home should be assessed near $485,677.

Step 3 · Assessed value

$749,600

Set at the last town-wide revaluation and mostly frozen since. That's $263,923 above what the ratio math suggests (54.3%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.437 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,770/yr
Public schools$6,606
Monmouth County$1,301
Town of Middletown$2,863
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 151.8%

81%164%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $4,260/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
624 HUDSON AVE2026-04$579,0001,52498.4%
31 MONMOUTH AVE2026-02$616,0001,46888.0%
2102 BUCKINGHAM CIR2026-06$475,0001,53490.2%
2202 BUCKINGHAM CIR2026-05$462,0001,53499.7%
3701 JAMES CT2026-05$502,3501,53486.3%
402 BUCKINGHAM CIR2026-01$493,0001,53493.2%
3503 BUCKINGHAM CIR2026-04$455,0001,49399.3%
1 DICKINSON CT2025-04$450,0001,440100.8%
322 THOMPSON AVE2026-05$625,0001,46877.3%
7 HAMPTON CT2026-06$730,0001,44878.0%
3202 LONDON CT2025-01$480,0001,493100.4%
62 MANNING ST2025-03$750,0001,449101.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →