The Fair Share Report

72 Second St

Somerville, NJ 08876

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $640,000

Likely range $400,000 – $755,000, from 12 comparable Somerville sales in the past 18 months.

Step 2 · The Director's Ratio

58.80%

The state's official measure of how far Somerville assessments sit below market value — republished every October, applied town-wide. A $640,000 home should be assessed near $376,320.

Step 3 · Assessed value

$237,700

Set at the last town-wide revaluation and mostly frozen since. That's $138,620 below what the ratio math suggests (36.8%).

Step 4 · The tax rate — same for every Somerville home

$4.078 per $100 assessed

$2.388 Schools · 59% $0.552 County · 14% $1.138 Town · 28%

Step 5 · The bill

$9,696/yr
Public schools$5,678
Somerset County$1,312
Town of Somerville$2,706
Somerville average$11,264

This home vs. every recent Somerville sale · assessed ÷ market

Town median 49.0%
This home · 37.1%

26%73%

Paying about right

This home's ratio lands inside Somerville's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
420 WILLIAM STREET2026-06$810,0002,27351.0%
26 W BROWN ST2025-06$640,0001,77951.0%
28 MECHANIC ST2025-05$755,0001,81653.7%
231 GROVE ST2026-06$707,0001,90747.3%
17-D LOESER AVENUE2026-04$400,0001,19038.1%
48 SECOND ST2025-12$320,0001,24449.7%
55 FAIRMONT AVE2025-08$450,0001,00656.1%
62 S BRIDGE ST2025-02$550,0002,77646.2%
42 EASTERN AVE2025-04$675,0001,34442.7%
19 CATALINA DR2025-01$580,0001,95152.4%
96 CORNELL BLVD2025-10$400,00096055.3%
202 N BRIDGE ST2026-06$640,0001,34239.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →