The Fair Share Report

73 Third St

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $651,059

Likely range $524,123 – $743,472, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $651,059 home should be assessed near $640,317.

Step 3 · Assessed value

$462,000

Set at the last town-wide revaluation and mostly frozen since. That's $178,317 below what the ratio math suggests (27.8%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.470 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,793/yr
Public schools$4,167
Monmouth County$821
Town of Middletown$1,806
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 71.0%

57%118%

Keep quiet and enjoy it

This home's assessment ratio sits below the Middletown pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
350 EAST RD2026-06$650,0001,22887.5%
90 CAMPBELL ST2025-05$787,7001,19297.2%
921 PARK PL2026-04$730,0001,30297.5%
707 CHAPEL HILL RD2025-02$710,0001,20091.8%
403 SUNSET PL2026-05$557,0001,15293.5%
10 CENTRAL AVE2026-02$544,0001,15299.2%
916 PARK PL2025-05$705,0001,144102.0%
22 RICHARD TERR2025-01$575,0001,296107.1%
234 BRAY AVE2025-03$475,0001,36299.2%
598 EAST RD2026-04$530,2861,30591.2%
49 SEVENTH ST2026-06$635,0001,18485.9%
42 HENRY DR2025-06$350,0001,326185.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →