The Fair Share Report

74 Pine Dr

Stafford, NJ 08092

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $474,364

Likely range $409,946 – $537,160, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $474,364 home should be assessed near $245,958.

Step 3 · Assessed value

$520,100

Set at the last town-wide revaluation and mostly frozen since. That's $274,142 above what the ratio math suggests (111.5%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.347 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$7,003/yr
Public schools$2,798
Ocean County$1,610
Town of Stafford$2,595
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 109.6%

78%132%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $7,191/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
44 RUTH DRIVE2025-01$1,050,0001,815102.6%
10 HAMPTON ROAD2026-02$390,0001,817102.8%
25 HIGHLAND DRIVE2025-04$439,9001,76893.9%
65 SUMMERHILL DRIVE2026-06$420,0001,81598.0%
77 WINDWARD DRIVE2026-01$495,0001,89591.8%
272 BUOY AVENUE2025-05$585,0001,80689.4%
130 ATLANTIC HILLS BLVD2025-06$469,9001,77389.0%
1192 WINDLASS DRIVE2025-03$535,0001,80092.1%
6 OCEAN BREEZE COURT2026-06$500,0001,91290.8%
22 ISLAND BREEZE COURT2026-05$555,0001,91283.5%
19 OCEAN BREEZE COURT2025-04$435,0001,912104.3%
53 OCEAN BREEZE COURT2025-03$430,0001,91299.1%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →