The Fair Share Report

74 Third St

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $785,116

Likely range $714,749 – $885,973, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $785,116 home should be assessed near $772,162.

Step 3 · Assessed value

$644,600

Set at the last town-wide revaluation and mostly frozen since. That's $127,562 below what the ratio math suggests (16.5%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.496 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,640/yr
Public schools$5,913
Monmouth County$1,165
Town of Middletown$2,562
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 82.1%

67%118%

Keep quiet and enjoy it

This home's assessment ratio sits below the Middletown pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
16 MAJESTIC AVE2025-01$853,5001,72299.6%
66 FISH HAWK DR2026-03$890,0001,67696.3%
75 FIELD AVE2025-03$725,0001,70098.1%
4 MERCURY ST2026-05$799,0001,75689.2%
15 THE VISTA2025-01$820,0001,75898.5%
68 LEEDSVILLE DR2026-05$1,035,0001,55291.0%
3 CHAPMAN TERR2026-03$680,0001,52296.9%
158 STATESIR PL2025-01$840,0001,83294.2%
95 ALEXANDER DR2025-05$900,0001,764100.8%
42 DAVID TERR2026-03$740,0001,744103.9%
25 MAJESTIC AVE2025-04$951,0001,86395.6%
2 MIRIAM PL2025-01$715,0001,55099.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →