The Fair Share Report

76 Second St

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $498,987

Likely range $439,447 – $686,983, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $498,987 home should be assessed near $490,754.

Step 3 · Assessed value

$522,400

Set at the last town-wide revaluation and mostly frozen since. That's $31,646 above what the ratio math suggests (6.4%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.485 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,759/yr
Public schools$4,759
Monmouth County$937
Town of Middletown$2,062
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 104.7%

71%124%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
75 OHIO AVE2026-02$667,5001,38989.4%
210 RARITAN PL2026-05$525,0001,490101.3%
120 SHORELAND TERR2026-06$535,0001,54595.6%
3903 BUCKINGHAM CIR2026-04$565,0001,45185.5%
2303 BUCKINGHAM CIR2025-02$458,0001,46897.2%
40 GOLDEN EYE LANE2026-06$699,0001,492106.0%
39 YORK AVE2025-04$405,0001,264119.1%
87 BAYSIDE PKWY2025-02$390,0001,280108.8%
1604 BUCKINGHAM CIR2026-04$483,0001,46887.9%
902 BUCKINGHAM CIR2025-01$435,0001,468100.0%
31 MONMOUTH AVE2026-02$616,0001,46888.0%
3202 LONDON CT2025-01$480,0001,493100.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →