The Fair Share Report

768 Springfield Ave E5

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $898,926

Likely range $804,988 – $1,541,344, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $898,926 home should be assessed near $276,959.

Step 3 · Assessed value

$156,200

Set at the last town-wide revaluation and mostly frozen since. That's $120,759 below what the ratio math suggests (43.6%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$6,984/yr
Public schools$3,648
Union County$1,706
Town of Summit$1,630
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 17.4%

5%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1 EUCLID AVE APT 3-B2026-06$1,460,0001,72020.0%
1 EUCLID AVE APT 3-B2025-08$1,450,0001,72020.1%
28 MORRIS AVE APT DD12026-03$825,0001,67628.4%
28 MORRIS AVE APT N62025-08$740,0001,67631.0%
28 MORRIS AVE APT EE112025-07$900,0001,67625.7%
67-75 NEW ENGLAND AVE 71B2025-02$900,0001,68827.2%
1 EUCLID AVE APT 4-C2025-09$1,078,0001,30221.2%
14 EUCLID AVENUE UNIT 1022026-06$1,600,0001,66224.0%
103 PARK AVE - UNIT E2012025-12$389,0001,81833.3%
91 SPRINGFIELD AV.-1A2025-07$850,0002,00025.2%
13 HENRY ST2025-06$900,0001,71530.2%
103 PARK AVE - UNIT D12025-03$525,0002,01529.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →