The Fair Share Report

77 Applegate St

Middletown, NJ 07701

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $681,445

Likely range $559,152 – $851,933, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $681,445 home should be assessed near $670,201.

Step 3 · Assessed value

$728,800

Set at the last town-wide revaluation and mostly frozen since. That's $58,599 above what the ratio math suggests (8.7%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.406 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,251/yr
Public schools$6,287
Monmouth County$1,238
Town of Middletown$2,725
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 106.9%

80%136%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
79 LAKE SHORE DR2026-01$810,0001,441102.1%
56 OREGON AVE2026-05$545,0001,442106.0%
12 FRANKLIN AVE2026-05$648,0001,46691.7%
234 BRAY AVE2025-03$475,0001,36299.2%
25 HENRY DR2025-01$650,0001,43199.3%
121 LAKE SHORE DR2025-04$647,0001,39099.0%
47 MCLEAN ST2026-05$870,0001,46473.5%
139 SUMMIT AVE2025-03$555,0001,401107.2%
52 MONMOUTH AVE2025-04$525,0001,44097.3%
921 PARK PL2026-04$730,0001,30297.5%
6 RUTLEDGE DR2025-02$731,0001,565101.4%
43 MAIDA TERR2026-06$905,0001,54488.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →