The Fair Share Report

77 Springfield Ave

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,967,003

Likely range $1,458,163 – $2,161,850, from 12 comparable Summit sales in the past 18 months, at this home's 2,618 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $1,967,003 home should be assessed near $606,034.

Step 3 · Assessed value

$363,700

Set at the last town-wide revaluation and mostly frozen since. That's $242,334 below what the ratio math suggests (40.0%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$16,261/yr
Public schools$8,494
Union County$3,972
Town of Summit$3,794
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 18.5%

11%41%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
28 MOUNTAIN AVE2025-07$1,300,0002,46822.2%
12-14 GLENSIDE AVE2026-02$990,0002,83826.2%
26 HAWTHORNE PL2025-04$2,200,0003,13329.6%
63 WHITTREDGE RD2025-10$2,795,0002,57631.6%
15 CREST ACRE CT2026-04$1,499,0002,56751.5%
109 MOUNTAIN AVE2025-12$1,825,0002,42920.3%
1 LORRAINE RD2025-04$2,175,0002,49122.3%
25 LOCUST DR2025-08$1,525,0002,73827.8%
35 BLACKBURN PL2025-05$2,000,0002,65622.6%
14 JOANNA WAY2026-03$1,950,0002,61724.7%
115 MAPLE ST2025-10$2,550,0003,09323.8%
50 BELLEVUE AVE2025-12$2,000,0002,42224.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →