The Fair Share Report

79 Applegate Ave

Monroe, NJ 08831

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $183,112

Likely range $160,781 – $259,913, from 12 comparable Monroe sales in the past 18 months, at this home's 686 sq ft.

Step 2 · The Director's Ratio

53.87%

The state's official measure of how far Monroe assessments sit below market value — republished every October, applied town-wide. A $183,112 home should be assessed near $98,642.

Step 3 · Assessed value

$206,500

Set at the last town-wide revaluation and mostly frozen since. That's $107,858 above what the ratio math suggests (109.3%).

Step 4 · The tax rate — same for every Monroe home

$2.740 per $100 assessed

$1.535 Schools · 56% $0.608 County · 22% $0.596 Town · 22%

Step 5 · The bill

$5,935/yr
Public schools$3,326
Middlesex County$1,317
Town of Monroe$1,291
Monroe average$9,247

This home vs. every recent Monroe sale · assessed ÷ market

Town median 45.0%
This home · 112.8%

22%134%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (61.95%) — roughly $2,955/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
35 MONMOUTH ROAD2025-10$375,00078449.5%
40 E SHERMAN ST2026-05$550,00093641.6%
42 E SHERMAN ST2025-06$450,00093644.7%
277-3B CROSSE DRIVE2025-01$186,00077525.4%
393O NEWPORT WAY2026-01$196,00076816.8%
469O NEW HAVEN WAY2025-09$165,75076819.9%
406O OXFORD LANE2025-09$205,00076817.7%
435O NEWPORT WAY2025-07$180,00076820.1%
132A BALSAM PLAZA2026-03$270,00080521.9%
65C ESSEX ROAD2025-06$200,00080531.3%
125A ADLER PLAZA2025-03$115,00080551.6%
205A NEWPORT ROAD2026-05$305,00080521.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →