The Fair Share Report

8 Second St

Chatham, NJ 07928

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,184,978

Likely range $820,411 – $1,457,594, from 12 comparable Chatham sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

83.67%

The state's official measure of how far Chatham assessments sit below market value — republished every October, applied town-wide. A $1,184,978 home should be assessed near $991,471.

Step 3 · Assessed value

$942,400

Set at the last town-wide revaluation and mostly frozen since. That's $49,071 below what the ratio math suggests (4.9%).

Step 4 · The tax rate — same for every Chatham home

$1.701 per $100 assessed

$1.081 Schools · 64% $0.266 County · 16% $0.354 Town · 21%

Step 5 · The bill

$16,030/yr
Public schools$10,187
Morris County$2,507
Town of Chatham$3,336
Chatham average$16,958

This home vs. every recent Chatham sale · assessed ÷ market

Town median 74.6%
This home · 79.5%

56%120%

Paying about right

This home's ratio lands inside Chatham's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
16 SUMMIT AVE2025-01$770,0001,76283.1%
20 N SUMMIT AVE2026-05$1,800,0002,04556.8%
46 N SUMMIT AVE2025-07$1,783,0002,08450.9%
58 N SUMMIT AVE2025-07$1,220,0001,90467.0%
12 N HILLSIDE AVE2025-08$1,100,0001,92078.2%
35 TALLMADGE AVE2026-03$1,575,0002,00655.1%
80 WASHINGTON AVE2025-06$1,313,0001,89864.1%
20 SUMMIT AVE2025-05$815,0001,83696.9%
14 SCHINDLER CT2026-01$865,0002,26075.0%
9 SCHINDLER CT2025-11$895,0002,26077.0%
19 SCHINDLER CT2025-03$780,0002,26085.0%
3 PENN TER2025-04$1,255,0001,79879.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →