The Fair Share Report

801 Chestnut St

Upper, NJ 08223

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $605,769

Likely range $540,294 – $702,964, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $605,769 home should be assessed near $343,168.

Step 3 · Assessed value

$418,000

Set at the last town-wide revaluation and mostly frozen since. That's $74,832 above what the ratio math suggests (21.8%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

Step 5 · The bill

$10,099/yr
Public schools$7,231
Cape May County$1,451
Town of Upper$1,416
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 69.0%

36%83%

Paying about right

This home's ratio lands inside Upper's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
9 DEERFIELD TRL2026-04$760,0002,57151.6%
1981 TUCKAHOE RD2026-05$633,7502,62658.7%
10 N MEADOW RIDGE LA2025-04$645,0002,42850.4%
4 HUNTINGTON LA2026-03$660,0002,00548.5%
17 E SUNRISE RD2025-12$415,0002,36875.8%
6 W VENTNOR AVE2025-09$735,0002,28853.2%
1731 RT US 9 SO #282026-03$550,0002,00252.2%
1731 RT US 9 SO #252026-03$519,0002,00255.3%
1731 RT US 9 SO #412025-07$480,0002,00262.4%
1731 RT US 9 SO #282025-06$525,0002,00254.6%
1731 RT US 9 SO #1222025-03$475,0002,00260.4%
11 LAUREL RIDGE RD2025-12$750,0002,66049.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →