The Fair Share Report

810 Third St

Union Beach, NJ 08853

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $466,071

Likely range $441,875 – $567,092, from 12 comparable Union Beach sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

97.54%

The state's official measure of how far Union Beach assessments sit below market value — republished every October, applied town-wide. A $466,071 home should be assessed near $454,606.

Step 3 · Assessed value

$480,900

Set at the last town-wide revaluation and mostly frozen since. That's $26,294 above what the ratio math suggests (5.8%).

Step 4 · The tax rate — same for every Union Beach home

$2.145 per $100 assessed

$0.931 Schools · 43% $0.214 County · 10% $1.000 Town · 47%

This home's own bill implies $1.998 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,607/yr
Public schools$4,170
Monmouth County$959
Town of Union Beach$4,479
Union Beach average$10,135

This home vs. every recent Union Beach sale · assessed ÷ market

Town median 97.4%
This home · 103.2%

78%114%

Paying about right

This home's ratio lands inside Union Beach's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
541 CAMBRIDGE AVENUE2025-02$412,0001,330107.7%
825 LORILLARD AVENUE2026-02$549,0001,17689.8%
1319 UNION AVENUE2026-01$500,0001,44095.7%
535 LORILLARD AVENUE2026-01$421,5001,344102.4%
1216 HARRIS AVENUE2025-04$565,0001,344100.3%
623 CENTRAL AVENUE2025-02$260,0001,200182.2%
339 PARK AVENUE2025-03$399,9991,05696.0%
353 LORILLARD AVENUE2025-05$750,0001,52097.5%
903 CENTER STREET2025-04$415,0001,069104.9%
120 VICTORIA PLACE2026-03$408,0001,19384.0%
401 SPRUCE STREET2026-05$580,0001,27293.0%
703 CLARK AVENUE2025-03$325,00092098.6%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →