The Fair Share Report

83 Spring St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $519,781

Likely range $451,227 – $615,618, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $519,781 home should be assessed near $269,922.

Step 3 · Assessed value

$240,000

Set at the last town-wide revaluation and mostly frozen since. That's $29,922 below what the ratio math suggests (11.1%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$8,496/yr
Public schools$4,709
Bergen County$982
Town of Lodi$2,806
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 46.2%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
18 SIDNEY ST2025-09$565,0001,24939.7%
FARNHAM AVE2025-03$680,0002.7%
163 SAINT JOSEPH BLVD2026-04$500,0001,34851.3%
8 LOUIS ST2025-09$599,0001,32643.5%
295 BELL AVE2025-11$590,0001,50440.9%
18 PINE ST2025-05$881,5001,41629.8%
72 AVE A2025-04$701,0001,56035.7%
4 COLUMBIA AVE2025-08$470,0001,45250.8%
255 GARIBALDI AVE2025-02$425,0001,32650.2%
69 CHESTNUT ST2025-10$410,0001,09260.4%
540 MAIN ST2025-08$510,0001,45243.6%
51 CHURCH ST2025-12$570,0001,08843.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →