The Fair Share Report
84 Millbrook Rd
Harding, NJ 07976
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,573,175 – $2,035,991, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $1,875,698 home should be assessed near $1,398,708.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $188,908 below what the ratio math suggests (13.5%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
46%94%
Paying about right
This home's ratio lands inside Harding's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 32 SAND SPRING LN | 2025-04 | $2,000,000 | 4,119 | 78.2% |
| 20 SAND SPRING RD | 2025-12 | $1,999,999 | 3,719 | 69.4% |
| 61 BAILEYS MILL RD | 2025-01 | $1,788,500 | 4,203 | 58.1% |
| 12 FAIRCHILD LN | 2025-07 | $1,850,000 | 4,384 | 61.0% |
| 26 GLENEAGLES DR | 2026-03 | $1,600,000 | 3,409 | 68.6% |
| 1 WHITE DEER LN | 2025-03 | $1,780,000 | 3,594 | 71.0% |
| 77 MILLBROOK RD | 2025-03 | $1,150,000 | 4,483 | 96.3% |
| 25 WHITE DEER LN | 2025-05 | $2,250,000 | 3,641 | 51.7% |
| 687 SPRING VALLEY RD | 2025-05 | $2,200,000 | 4,237 | 60.5% |
| 110 COLONIAL DR | 2025-08 | $1,880,000 | 3,844 | 67.6% |
| 58 BROOK DR SOUTH | 2026-06 | $1,407,000 | 5,135 | 69.0% |
| 7 POST HOUSE RD | 2026-06 | $1,618,000 | 3,718 | 62.3% |
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