The Fair Share Report

84 Spring St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $753,049

Likely range $671,183 – $844,691, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $753,049 home should be assessed near $391,058.

Step 3 · Assessed value

$356,200

Set at the last town-wide revaluation and mostly frozen since. That's $34,858 below what the ratio math suggests (8.9%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$12,609/yr
Public schools$6,989
Bergen County$1,457
Town of Lodi$4,164
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 47.3%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
242 WESTMINSTER PL2025-06$810,0002,11253.8%
13 AVE A2025-09$650,0001,80042.1%
216 CORABELLE AVE2025-09$510,0002,20061.1%
49 RIVER ST2025-10$700,0002,03750.1%
15 FIRST ST2026-03$965,0002,09035.0%
15 FIRST ST2025-08$877,0002,09038.6%
216 FARNHAM AVE2025-07$775,0002,08841.9%
198 FARNHAM AVE2025-01$875,0002,00032.1%
173 CORABELLE AVE2025-08$755,0001,57241.6%
20 BORIG PL2025-07$837,0001,92047.3%
85 SPRING ST2026-01$570,0001,64453.3%
7 BLUERIDGE RD2025-04$650,0002,04751.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →