The Fair Share Report

85 Applegate St

Middletown, NJ 07701

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $674,417

Likely range $565,540 – $755,684, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $674,417 home should be assessed near $663,289.

Step 3 · Assessed value

$821,000

Set at the last town-wide revaluation and mostly frozen since. That's $157,711 above what the ratio math suggests (23.8%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.435 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,777/yr
Public schools$7,224
Monmouth County$1,423
Town of Middletown$3,130
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 121.7%

81%151%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,545/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
334 CAMPBELL AVE2025-04$640,0001,641100.1%
547 GREENE AVE2025-06$715,0001,680104.3%
325 HOLLIE DR EAST2026-03$565,0001,56996.1%
100 LINDEN AVE2025-06$715,0001,54498.5%
120 STATESIR PL2025-05$700,0001,54497.8%
6 RUTLEDGE DR2025-02$731,0001,565101.4%
164 OCEAN AVE2026-06$440,0001,708115.6%
424 GLENMARY AVE2025-04$635,0001,68898.7%
52 MONMOUTH AVE2025-04$525,0001,44097.3%
22 MERCER AVE2026-04$525,0001,34498.1%
143 MAIN ST2026-02$500,0001,690109.7%
398 CONOVER PL2026-01$815,0001,696101.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →