The Fair Share Report

8615 Third Ave

Stone Harbor, NJ 08080

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,057,240

Likely range $1,667,931 – $2,593,845, from 12 comparable Stone Harbor sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

50.22%

The state's official measure of how far Stone Harbor assessments sit below market value — republished every October, applied town-wide. A $2,057,240 home should be assessed near $1,033,146.

Step 3 · Assessed value

$680,000

Set at the last town-wide revaluation and mostly frozen since. That's $353,146 below what the ratio math suggests (34.2%).

Step 4 · The tax rate — same for every Stone Harbor home

$0.775 per $100 assessed

$0.053 Schools · 7% $0.388 County · 50% $0.334 Town · 43%

Step 5 · The bill

$5,277/yr
Public schools$361
Cape May County$2,642
Town of Stone Harbor$2,274
Stone Harbor average$12,797

This home vs. every recent Stone Harbor sale · assessed ÷ market

Town median 44.4%
This home · 33.1%

21%64%

Paying about right

This home's ratio lands inside Stone Harbor's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
255 81ST STREET, SOUTH2025-02$1,315,0001,48860.6%
248 81ST ST UNIT A2026-03$1,599,0001,40052.1%
225 110TH ST2026-04$2,375,0001,28036.1%
255 117TH ST2026-03$1,925,0001,39244.3%
230 101ST ST2025-10$2,300,0001,53832.6%
254 89TH ST SOUTH2025-08$1,956,2501,49846.0%
260 83RD ST UNIT 12025-11$1,750,0001,23242.9%
252 89TH ST NORTH2025-12$2,095,0001,49843.2%
263 103RD ST EAST2025-04$1,900,0001,59845.6%
243 110TH ST2025-09$2,990,0001,77231.9%
243 110TH ST2025-02$2,849,0001,77233.5%
10509 SECOND AVE2025-08$1,550,0001,28453.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →