The Fair Share Report
87 Cross Rd
Bernards, NJ 07920
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,243,509 – $1,622,675, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $1,351,364 home should be assessed near $1,285,417.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $129,683 above what the ratio math suggests (10.1%).
Step 4 · The tax rate — same for every Bernards home
$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%
This home's own bill implies $1.613 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).
Step 5 · The bill
This home vs. every recent Bernards sale · assessed ÷ market
80%119%
Paying about right
This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 6 DOGWOOD WAY | 2026-01 | $925,000 | 2,950 | 81.6% |
| 209 LAKE RD | 2026-05 | $1,350,000 | 3,617 | 83.3% |
| 54 BERTA PL | 2026-05 | $2,524,000 | 4,283 | 82.2% |
| 9 CROSS RD | 2025-01 | $1,075,000 | 3,072 | 98.0% |
| 59 MANOR DR | 2026-05 | $1,550,999 | 3,527 | 85.5% |
| 28 LAFAYETTE LN | 2026-04 | $1,360,000 | 3,622 | 91.5% |
| 36 DEBRA LN | 2026-05 | $1,302,000 | 3,241 | 77.8% |
| 12 WAYNE TER | 2026-05 | $1,375,000 | 4,023 | 104.0% |
| 10 LAFAYETTE LN | 2025-02 | $999,000 | 3,390 | 99.6% |
| 142 ANNIN RD | 2025-01 | $1,105,000 | 3,053 | 96.7% |
| 205 DOUGLAS RD | 2025-05 | $1,627,000 | 3,966 | 95.7% |
| 23 GALLOPING HILL RD | 2026-05 | $2,550,000 | 4,309 | 68.2% |
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