The Fair Share Report

87 Main

Keyport, NJ 07735

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $418,057

Likely range $392,622 – $490,461, from 12 comparable Keyport sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

97.55%

The state's official measure of how far Keyport assessments sit below market value — republished every October, applied town-wide. A $418,057 home should be assessed near $407,815.

Step 3 · Assessed value

$593,800

Set at the last town-wide revaluation and mostly frozen since. That's $185,985 above what the ratio math suggests (45.6%).

Step 4 · The tax rate — same for every Keyport home

$1.991 per $100 assessed

$0.999 Schools · 50% $0.205 County · 10% $0.787 Town · 40%

This home's own bill implies $1.834 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,888/yr
Public schools$5,463
Monmouth County$1,121
Town of Keyport$4,304
Keyport average$9,216

This home vs. every recent Keyport sale · assessed ÷ market

Town median 97.1%
This home · 142.0%

73%157%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,703/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
127 CHINGARORA2026-01$530,0001,26395.4%
14 MAY2025-02$415,0001,086101.0%
231 ATLANTIC ST UNIT 552026-05$390,0001,12697.3%
308 MAIN2026-05$716,0001,45979.6%
297 WASHINGTON2025-02$370,0001,00897.2%
61 GREEN GROVE2026-01$410,00093697.1%
61 GREEN GROVE2025-01$410,00093697.1%
104 THERESE2026-03$530,0001,44994.4%
195 ATLANTIC2026-01$435,0001,200110.2%
107 BEERS2025-04$415,000948100.6%
231 ATLANTIC ST UNIT 832026-04$329,000968102.1%
231 ATLANTIC ST UNIT 812025-06$322,500968104.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →