The Fair Share Report

87 Rumson Rd

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,206,173

Likely range $2,539,858 – $3,554,276, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $3,206,173 home should be assessed near $3,100,369.

Step 3 · Assessed value

$3,833,500

Set at the last town-wide revaluation and mostly frozen since. That's $733,131 above what the ratio math suggests (23.6%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.949 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$36,382/yr
Public schools$20,602
Monmouth County$7,283
Town of Rumson$8,497
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 119.6%

72%156%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $7,691/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
77 WATERMAN AVE.2026-05$2,990,0003,692115.3%
46 RIDGE RD.2025-02$1,575,0003,558111.1%
34 NAVESINK AVE2025-03$2,800,0003,52892.7%
10 BAY STREET2025-05$3,560,0003,45389.5%
6 POMPANO RD2025-05$2,625,0004,282107.8%
62 AVE OF TWO RIVERS2025-05$2,795,0003,310100.2%
69 W. RIVER ROAD2026-01$4,051,0004,34080.9%
80 BINGHAM AVE.2026-04$2,310,0003,07468.4%
43 RUMSON ROAD2025-04$2,350,0004,712102.4%
26 BINGHAM COURT2026-04$2,500,0002,970113.0%
7 BINGHAM COURT2025-03$3,156,7092,97095.2%
3 BINGHAM COURT2025-03$2,700,0002,970100.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →