The Fair Share Report

88 Spring St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $702,301

Likely range $648,026 – $841,402, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $702,301 home should be assessed near $364,705.

Step 3 · Assessed value

$336,000

Set at the last town-wide revaluation and mostly frozen since. That's $28,705 below what the ratio math suggests (7.9%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$11,894/yr
Public schools$6,592
Bergen County$1,374
Town of Lodi$3,928
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 47.8%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
13 AVE A2025-09$650,0001,80042.1%
152 WASHINGTON ST2025-08$550,0001,68453.5%
116 SPRING ST2025-12$760,0001,74841.3%
15 FIRST ST2026-03$965,0002,09035.0%
15 FIRST ST2025-08$877,0002,09038.6%
12 BOYD ST2025-12$634,0001,64342.7%
85 AVE E2026-02$670,0001,81850.1%
97 AVE E2025-07$675,0001,78544.7%
216 FARNHAM AVE2025-07$775,0002,08841.9%
20 BORIG PL2025-07$837,0001,92047.3%
173 CORABELLE AVE2025-08$755,0001,57241.6%
140 WASHINGTON ST2025-07$875,0001,55432.7%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →