The Fair Share Report

896 E Commerce St

Fairfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $150,000

Likely range $131,200 – $300,000, from 8 comparable Fairfield sales in the past 18 months.

Step 2 · The Director's Ratio

83.33%

The state's official measure of how far Fairfield assessments sit below market value — republished every October, applied town-wide. A $150,000 home should be assessed near $124,995.

Step 3 · Assessed value

$88,000

Set at the last town-wide revaluation and mostly frozen since. That's $36,995 below what the ratio math suggests (29.6%).

Step 4 · The tax rate — same for every Fairfield home

$2.971 per $100 assessed

$1.447 Schools · 49% $1.029 County · 35% $0.495 Town · 17%

Step 5 · The bill

$2,618/yr
Public schools$1,275
Cumberland County$907
Town of Fairfield$436
Fairfield average$4,938

This home vs. every recent Fairfield sale · assessed ÷ market

Town median 87.8%
This home · 58.7%

24%130%

Paying about right

This home's ratio lands inside Fairfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
419 REEVES RD2025-09$100,000816112.0%
11 SUNSET LN2026-01$237,0001,00858.3%
11 SUNSET LN2025-02$131,2001,008105.3%
65 BRIDGETON FAIRTON RD2025-01$349,9992,57690.7%
227 FAIRTON MILLVILLE RD2026-02$150,0001,356103.0%
313 SHOEMAKER LN2026-01$145,00096088.7%
19 WALDENS DR2026-02$300,0001,04057.6%
40 CEDAR LN2025-01$230,0002,085103.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →