The Fair Share Report

8A Rustic Cir

Montvale, NJ 07645

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $600,715

Likely range $531,757 – $692,682, from 12 comparable Montvale sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

72.47%

The state's official measure of how far Montvale assessments sit below market value — republished every October, applied town-wide. A $600,715 home should be assessed near $435,338.

Step 3 · Assessed value

$188,900

Set at the last town-wide revaluation and mostly frozen since. That's $246,438 below what the ratio math suggests (56.6%).

Step 4 · The tax rate — same for every Montvale home

$2.552 per $100 assessed

$1.580 Schools · 62% $0.298 County · 12% $0.673 Town · 26%

Step 5 · The bill

$4,821/yr
Public schools$2,986
Bergen County$563
Town of Montvale$1,272
Montvale average$14,024

This home vs. every recent Montvale sale · assessed ÷ market

Town median 56.7%
This home · 31.4%

22%89%

Keep quiet and enjoy it

This home's assessment ratio sits below the Montvale pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
7 MURRAY RD2025-01$685,0001,35751.0%
101 E GRAND AVENUE2026-04$515,0001,18964.9%
92 MONTVALE AVE2025-11$735,0001,41549.6%
21 WOODLAND RD2025-08$400,0001,34084.8%
4 HEMLOCK ST2026-02$900,0001,41543.6%
7 MAIN ST2025-11$880,0001,50948.3%
103 E GRAND AVE2025-08$619,0001,52062.8%
18 HILLSIDE TERRACE2025-11$750,0001,49246.3%
19 LADIK PLACE2026-03$745,0001,58053.8%
9 PROSPECT AVENUE2025-11$685,0001,60658.1%
17 WEST DR2025-10$725,0001,36450.5%
9 WALNUT STREET2025-07$825,0001,49740.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →