The Fair Share Report

9 Cedar Ave

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $404,025

Likely range $377,331 – $555,727, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $404,025 home should be assessed near $373,602.

Step 3 · Assessed value

$556,500

Set at the last town-wide revaluation and mostly frozen since. That's $182,898 above what the ratio math suggests (49.0%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$8,782/yr
Public schools$3,968
Ocean County$1,887
Town of Ocean$2,927
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 137.7%

68%153%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,886/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
108 BALTIC AVENUE2026-01$347,5001,24481.5%
17 PENNSYLVANIA AVENUE2026-05$407,0001,36880.4%
72 BARNEGAT BEACH DRIVE2025-05$395,0001,40885.4%
85 HOLLY DRIVE2025-01$350,0001,22986.1%
30 NAUTILUS ROAD2025-09$380,0001,22468.4%
14 VESSEL ROAD2026-05$979,0001,59970.5%
156 WELLS MILLS ROAD2026-02$405,0001,58686.1%
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%
305 THIRD STREET2025-03$375,0001,30879.9%
1 AVON LANE2025-09$429,0001,48977.1%
21 PEG LEG WAY2026-02$625,0001,32788.2%
12 ONE EYE WAY2025-07$550,0001,396105.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →