The Fair Share Report

9 Cross Rd

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,231,208

Likely range $1,111,877 – $1,454,086, from 12 comparable Bernards sales in the past 18 months, at this home's 3,072 sq ft.

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $1,231,208 home should be assessed near $1,171,125.

Step 3 · Assessed value

$1,053,000

Set at the last town-wide revaluation and mostly frozen since. That's $118,125 below what the ratio math suggests (10.1%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.598 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$16,824/yr
Public schools$10,914
Somerset County$3,070
Town of Bernards$2,841
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 85.5%

67%105%

Paying about right

This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
6 DOGWOOD WAY2026-01$925,0002,95081.6%
180 SOMERVILLE RD2025-03$449,00099.7%
36 DEBRA LN2026-05$1,302,0003,24177.8%
134 SPENCER RD2026-05$1,100,0002,58285.8%
54 BERTA PL2026-05$2,524,0004,28382.2%
18 VAN DORN RD2025-06$980,0002,888100.2%
209 LAKE RD2026-05$1,350,0003,61783.3%
1273 MT AIRY RD2025-04$970,0002,75695.8%
56 TUXFORD TER2026-06$1,125,0002,80797.5%
142 ANNIN RD2025-01$1,105,0003,05396.7%
20 MANCHESTER DR2025-06$1,036,0332,79094.3%
40 RANKIN AVE2026-06$1,500,0003,16991.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →