The Fair Share Report

9 E Whittier Ave

Upper, NJ 08056

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $521,592

Likely range $448,686 – $679,589, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $521,592 home should be assessed near $295,482.

Step 3 · Assessed value

$588,100

Set at the last town-wide revaluation and mostly frozen since. That's $292,618 above what the ratio math suggests (99.0%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

Step 5 · The bill

$13,750/yr
Public schools$9,845
Cape May County$1,976
Town of Upper$1,928
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 112.8%

36%137%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (65.15%) — roughly $6,739/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
17 E GOLDEN OAK LA2026-02$842,5002,20252.2%
14 TOWNSEND RD2026-02$275,0001,70669.7%
14 LYNDHURST RD2026-04$515,0001,99244.2%
727 RT 502025-06$470,0002,03953.0%
30 E WILLARD AVE2026-01$2,500,0001,50732.0%
15 SEAVIEW AVE2025-07$540,0001,88243.1%
1731 RT US 9 SO #282026-03$550,0002,00252.2%
1731 RT US 9 SO #252026-03$519,0002,00255.3%
1731 RT US 9 SO #412025-07$480,0002,00262.4%
1731 RT US 9 SO #282025-06$525,0002,00254.6%
1731 RT US 9 SO #1222025-03$475,0002,00260.4%
31 SEAVIEW AVE2025-04$535,0001,66451.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →