The Fair Share Report

9 Middlebrook Dr

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $942,494

Likely range $787,997 – $1,353,321, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $942,494 home should be assessed near $888,301.

Step 3 · Assessed value

$826,900

Set at the last town-wide revaluation and mostly frozen since. That's $61,401 below what the ratio math suggests (6.9%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

Step 5 · The bill

$11,285/yr
Public schools$6,848
Monmouth County$1,915
Town of Ocean$2,522
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 87.7%

56%110%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
20 SHARON DR2025-03$905,0002,094105.5%
2 ROBERT PL2026-02$705,0002,079100.2%
4 BROOKE ST2026-02$1,300,0001,93083.7%
1 JEROME SMITH DR2025-01$660,0001,944100.5%
404 BROOKSIDE AVE2026-04$1,355,0002,17267.8%
53 HILLSIDE TERR2025-01$690,0002,320105.8%
22 ROSLYN DR2025-05$1,220,0002,25081.3%
41 DWIGHT DR2026-01$1,209,0002,037103.1%
1806 HOLBROOK ST2025-06$799,0001,99898.6%
1 MICHAELS CT2026-06$1,792,5002,37870.9%
11 SEWARD DR2026-06$895,0001,94189.4%
7 TIMBER DR2025-03$750,0001,72297.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →