The Fair Share Report

9 Second St

Oakland, NJ 07436

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $588,889

Likely range $562,856 – $695,681, from 12 comparable Oakland sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

88.79%

The state's official measure of how far Oakland assessments sit below market value — republished every October, applied town-wide. A $588,889 home should be assessed near $522,875.

Step 3 · Assessed value

$494,900

Set at the last town-wide revaluation and mostly frozen since. That's $27,975 below what the ratio math suggests (5.4%).

Step 4 · The tax rate — same for every Oakland home

$2.184 per $100 assessed

$1.397 Schools · 64% $0.235 County · 11% $0.553 Town · 25%

This home's own bill implies $1.958 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,692/yr
Public schools$6,197
Bergen County$1,042
Town of Oakland$2,453
Oakland average$13,749

This home vs. every recent Oakland sale · assessed ÷ market

Town median 90.1%
This home · 84.0%

66%107%

Paying about right

This home's ratio lands inside Oakland's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
194 RAMAPO VALLEY RD2026-05$650,0001,39173.3%
34 LAKESHORE DR2025-03$630,0001,37091.7%
83 WALNUT ST2025-02$607,0001,17691.1%
93 WALNUT ST2025-04$633,0001,47491.5%
37 DEMAREST AVE2026-04$438,4381,103104.4%
30 WALNUT ST2025-02$575,0001,33999.6%
10 SECOND ST2026-04$490,0001,20099.0%
106 WALNUT ST2026-05$635,0001,14486.1%
22 BANNEHR ST2026-04$600,0001,12089.8%
122 HIAWATHA BLVD2025-04$540,0001,26298.3%
8 IROQUOIS AVE2026-04$659,9001,28886.1%
53 PRINCETON TER2025-01$640,0001,44099.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →