The Fair Share Report
9 Welsh Ln
Harding, NJ 07976
The town adjusts for market price changes once a year — but only based on the average price change of all homes in the area. This report checks whether this house's assessment kept pace.
This home's payments are about right
It sits inside Harding's normal range — market price changes haven't singled it out. No case for a tax appeal.
Step 1 · Market value
Likely range $2,550,414 – $3,582,928, from 12 comparable Harding sales in the past 18 months, at this home's 7,269 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $3,133,190 home should be assessed near $2,336,420.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $120,180 above what the ratio math suggests (5.1%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
46%102%
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 1 PLEASANT PLAINS RD | 2025-08 | $3,300,000 | 6,695 | 60.0% |
| 154 PLEASANTVILLE RD | 2025-06 | $2,600,000 | 7,547 | 88.8% |
| 71 VILLAGE RD | 2025-05 | $3,500,000 | 8,120 | 54.7% |
| 58 BROOK DR SOUTH | 2026-06 | $1,407,000 | 5,135 | 69.0% |
| 11 COLGATE TER | 2025-12 | $3,800,000 | 9,065 | 80.7% |
| 72 VILLAGE RD | 2025-11 | $2,850,000 | 5,234 | 59.1% |
| 676 SPRING VALLEY RD | 2025-11 | $2,400,000 | 5,306 | 71.7% |
| 80 GLEN ALPIN RD | 2025-06 | $2,300,000 | 5,410 | 68.1% |
| 7 CEDAR HILL DR | 2025-10 | $3,550,000 | 4,710 | 28.6% |
| 106 COLONIAL DR | 2026-02 | $1,995,000 | 5,686 | 69.1% |
| 12 FAIRCHILD LN | 2025-07 | $1,850,000 | 4,384 | 61.0% |
| 624 VAN BEUREN RD | 2025-06 | $3,500,000 | 6,178 | 68.7% |
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