The Fair Share Report

9 Windmill Ln

Rumson, NJ 07021

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,242,948

Likely range $1,781,812 – $2,657,473, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,242,948 home should be assessed near $2,168,931.

Step 3 · Assessed value

$3,218,100

Set at the last town-wide revaluation and mostly frozen since. That's $1,049,169 above what the ratio math suggests (48.4%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.943 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$30,342/yr
Public schools$17,181
Monmouth County$6,074
Town of Rumson$7,087
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 143.5%

72%186%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $11,006/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
80 BELLEVUE AVENUE2026-02$2,350,0002,74477.1%
4 OAKWOOD LANE2026-05$2,496,5002,55879.0%
17 WARREN STREET2025-01$1,525,0002,663103.8%
9 PACKER AVENUE2026-04$2,450,0002,91688.7%
27 WATERMAN AVE.2025-06$3,300,0001,84893.2%
9 N CHERRY LANE2026-06$2,351,0002,64276.8%
16 HEATHCLIFF ROAD2026-01$2,600,0003,59479.3%
26 BINGHAM COURT2026-04$2,500,0002,970113.0%
7 BINGHAM COURT2025-03$3,156,7092,97095.2%
3 BINGHAM COURT2025-03$2,700,0002,970100.9%
22 BINGHAM COURT2025-03$2,593,0002,970101.2%
55 WARDELL AVENUE2025-01$2,968,1252,857119.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →