The Fair Share Report

916 E Commerce St

Fairfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $260,000

Likely range $175,000 – $440,000, from 8 comparable Fairfield sales in the past 18 months.

Step 2 · The Director's Ratio

83.33%

The state's official measure of how far Fairfield assessments sit below market value — republished every October, applied town-wide. A $260,000 home should be assessed near $216,658.

Step 3 · Assessed value

$188,400

Set at the last town-wide revaluation and mostly frozen since. That's $28,258 below what the ratio math suggests (13.0%).

Step 4 · The tax rate — same for every Fairfield home

$2.971 per $100 assessed

$1.447 Schools · 49% $1.029 County · 35% $0.495 Town · 17%

Step 5 · The bill

$5,605/yr
Public schools$2,730
Cumberland County$1,941
Town of Fairfield$934
Fairfield average$4,938

This home vs. every recent Fairfield sale · assessed ÷ market

Town median 87.8%
This home · 72.5%

37%130%

Paying about right

This home's ratio lands inside Fairfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
255 CLARKS POND RD2025-09$440,0001,60978.9%
217 RAMAH RD2025-02$300,00088874.9%
405 CLARKS POND RD2026-02$200,0001,02487.8%
7 WALDENS DR2025-10$160,0001,864124.6%
94 RAMAH RD2025-08$307,0001,38062.7%
31 MAIN ST2025-08$190,000940101.2%
4 WALDENS DR2025-03$175,0001,22897.7%
16 WALDENS DR2025-12$260,00096053.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →