The Fair Share Report

95 Delaware Ave

Downe, NJ 08321

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $345,000

Likely range $180,000 – $450,000, from 9 comparable Downe sales in the past 18 months, at this home's 1,432 sq ft.

Step 2 · The Director's Ratio

78.40%

The state's official measure of how far Downe assessments sit below market value — republished every October, applied town-wide. A $345,000 home should be assessed near $270,480.

Step 3 · Assessed value

$152,900

Set at the last town-wide revaluation and mostly frozen since. That's $117,580 below what the ratio math suggests (43.5%).

Step 4 · The tax rate — same for every Downe home

$2.931 per $100 assessed

$1.454 Schools · 50% $1.070 County · 37% $0.407 Town · 14%

Step 5 · The bill

$4,862/yr
Public schools$2,412
Cumberland County$1,775
Town of Downe$675
Downe average$4,274

This home vs. every recent Downe sale · assessed ÷ market

Town median 67.3%
This home · 44.3%

29%107%

Paying about right

This home's ratio lands inside Downe's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
248 COVE RD2025-07$445,0001,56849.6%
94 DELAWARE AVE2026-02$450,00064.8%
250 COVE RD2025-02$295,0001,260101.5%
212 NEW JERSEY AVE2026-03$345,00057.5%
256 COVE RD2025-06$290,00086497.5%
97 GARRISON AVE2026-03$135,00080.3%
98 DELAWARE AVE2026-05$475,00032.8%
102 GARRISON AVE2026-04$164,50074.6%
208 PENNSYLVANIA AVE2025-05$180,00082.8%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →