The Fair Share Report

95 E Madison

Dumont, NJ 07628

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $771,479

Likely range $659,360 – $844,746, from 12 comparable Dumont sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.31%

The state's official measure of how far Dumont assessments sit below market value — republished every October, applied town-wide. A $771,479 home should be assessed near $735,297.

Step 3 · Assessed value

$655,500

Set at the last town-wide revaluation and mostly frozen since. That's $79,797 below what the ratio math suggests (10.9%).

Step 4 · The tax rate — same for every Dumont home

$2.340 per $100 assessed

$1.304 Schools · 56% $0.233 County · 10% $0.803 Town · 34%

This home's own bill implies $2.253 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$14,765/yr
Public schools$8,228
Bergen County$1,470
Town of Dumont$5,067
Dumont average$13,046

This home vs. every recent Dumont sale · assessed ÷ market

Town median 92.0%
This home · 85.0%

72%121%

Paying about right

This home's ratio lands inside Dumont's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
245 MANHATTAN TERR2025-05$650,0002,07694.9%
173 SECOND ST2025-01$600,0001,94297.8%
71 W MADISON2026-05$785,0002,07783.8%
38 SHADYSIDE2025-04$505,0002,061119.9%
55 NEW YORK AVE2026-05$650,0001,84693.3%
56 ONEIDA AVE2025-01$660,0001,94692.7%
74 SHADYSIDE2026-04$842,5002,30884.7%
116 LEXINGTON2026-05$765,0001,94479.8%
156 E LINDEN2026-02$730,0002,556104.8%
163 PROSPECT AVE2025-05$675,0001,77185.0%
39 ERIE STREET2025-01$450,0001,851148.1%
150 NIAGARA2026-06$645,0001,57191.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →