The Fair Share Report

95 First St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,098,162

Likely range $924,343 – $1,143,389, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $1,098,162 home should be assessed near $570,276.

Step 3 · Assessed value

$518,000

Set at the last town-wide revaluation and mostly frozen since. That's $52,276 below what the ratio math suggests (9.2%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$18,337/yr
Public schools$10,163
Bergen County$2,119
Town of Lodi$6,055
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 47.2%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
71 MITCHELL ST2025-10$925,0002,92640.5%
20 SO CORABELLE AVE2026-06$1,210,0002,66234.6%
61 SAINT JOSEPH BLVD2025-06$1,076,0613,00044.7%
351 PASSAIC AVE2025-04$1,125,0003,18633.0%
359 UNION ST2025-04$951,0002,74047.1%
2 PAULINE TERR2026-04$915,0002,73048.1%
93 RICHMOND ST2026-04$992,5002,38041.1%
111 GROVE ST2025-07$955,0003,83966.2%
40 AVE A2025-12$850,0002,36848.8%
365 WESTERVELT PL2025-04$955,0003,16854.0%
89 NORWOOD AVE2026-05$999,0002,25740.0%
180 WESTERVELT PL2025-07$850,0002,91254.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →