The Fair Share Report

96 Oregon Ave

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $856,584

Likely range $829,031 – $933,338, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $856,584 home should be assessed near $792,083.

Step 3 · Assessed value

$952,900

Set at the last town-wide revaluation and mostly frozen since. That's $160,817 above what the ratio math suggests (20.3%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$15,037/yr
Public schools$6,794
Ocean County$3,230
Town of Ocean$5,012
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 111.2%

68%120%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,538/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
35 HORNBLOWER DRIVE2025-04$994,5003,23480.8%
109 SPRING LAKE BLVD2025-11$739,0003,24787.5%
36 PANCOAST RD2025-05$695,0003,26098.0%
49 SPRING LAKE BLVD2025-04$671,2503,08198.2%
105 SPRING LAKE BLVD2025-04$710,0003,06888.1%
8 FAIR HAVEN WAY2026-06$744,5003,06887.9%
11 BLUEBEARD DRIVE2025-03$1,078,0003,274100.0%
52 STRATHMERE ST2025-09$718,5003,06881.3%
33 BAYVILLE WAY2025-10$720,0003,06884.8%
158 BRIGANTINE BLVD2026-06$700,0003,06889.8%
10 HARVEY CEDAR WAY2026-06$775,0003,08183.5%
14 HARVEY CEDAR WAY2025-10$779,0003,08183.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →