The Fair Share Report

97 Applegate Ave

Monroe, NJ 08831

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $385,000

Likely range $350,320 – $439,129, from 12 comparable Monroe sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.87%

The state's official measure of how far Monroe assessments sit below market value — republished every October, applied town-wide. A $385,000 home should be assessed near $207,400.

Step 3 · Assessed value

$293,000

Set at the last town-wide revaluation and mostly frozen since. That's $85,601 above what the ratio math suggests (41.3%).

Step 4 · The tax rate — same for every Monroe home

$2.740 per $100 assessed

$1.535 Schools · 56% $0.608 County · 22% $0.596 Town · 22%

Step 5 · The bill

$8,421/yr
Public schools$4,719
Middlesex County$1,869
Town of Monroe$1,832
Monroe average$9,247

This home vs. every recent Monroe sale · assessed ÷ market

Town median 45.0%
This home · 76.1%

22%89%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (61.95%) — roughly $2,345/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
581B OLD NASSAU ROAD2025-09$375,0001,69633.3%
714B VICTORIA COURT2025-09$355,0001,69634.7%
539B OLD NASSAU RD2025-09$396,0001,69631.5%
504B BELFORD ROAD2025-01$295,0001,67240.8%
628B WINDSOR WAY2026-03$377,5001,69633.4%
482B REVERE WAY2025-04$350,0001,69635.7%
515B REVERE WAY2025-02$389,9991,69631.8%
646B OLD NASSAU RD WEST2026-03$460,0001,69628.0%
11 BEDFORDSHIRE DRIVE2026-01$499,0001,77634.8%
719B DELAIR ROAD2025-12$350,0001,62837.9%
742A POMPTON RD2025-11$370,0001,62834.0%
474A FAIRTON DRIVE2025-07$415,0001,62831.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →