The Fair Share Report

97 Pine St

Bridgewater, NJ 08807

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $614,599

Likely range $557,754 – $720,565, from 12 comparable Bridgewater sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

86.72%

The state's official measure of how far Bridgewater assessments sit below market value — republished every October, applied town-wide. A $614,599 home should be assessed near $532,980.

Step 3 · Assessed value

$493,100

Set at the last town-wide revaluation and mostly frozen since. That's $39,880 below what the ratio math suggests (7.5%).

Step 4 · The tax rate — same for every Bridgewater home

$1.901 per $100 assessed

$1.294 Schools · 68% $0.364 County · 19% $0.244 Town · 13%

This home's own bill implies $1.761 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,682/yr
Public schools$5,907
Somerset County$1,661
Town of Bridgewater$1,114
Bridgewater average$10,962

This home vs. every recent Bridgewater sale · assessed ÷ market

Town median 84.0%
This home · 80.2%

63%105%

Paying about right

This home's ratio lands inside Bridgewater's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1205 PINHORN DR.2025-01$667,0001,79286.0%
1003 PINHORN DR.2026-01$540,0001,82095.9%
56 LOFT DRIVE2026-06$734,0001,72090.9%
23 CHAMBERLIN WAY2025-04$674,0001,72097.3%
3803 VROOM DR.2026-01$710,0001,87576.4%
42 STRYKER CT.2026-01$515,0001,84696.3%
2403 WINDER DR.2026-03$591,0001,72881.8%
1008 BAYLEY CT.2025-05$680,0001,70481.5%
3302 PINHORN DRIVE2026-01$554,0001,71083.4%
508 READING CIRCLE2026-04$650,0001,66877.6%
703 PORTER WAY WEST2026-02$525,0001,63798.1%
377 HANNAH WAY2026-05$648,0001,55275.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →