The Fair Share Report

98 Five Points Rd

Howell, NJ 07728

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $877,790

Likely range $845,071 – $943,573, from 12 comparable Howell sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

97.01%

The state's official measure of how far Howell assessments sit below market value — republished every October, applied town-wide. A $877,790 home should be assessed near $851,544.

Step 3 · Assessed value

$859,300

Set at the last town-wide revaluation and mostly frozen since. That's $7,756 above what the ratio math suggests (0.9%).

Step 4 · The tax rate — same for every Howell home

$1.659 per $100 assessed

$1.121 Schools · 68% $0.218 County · 13% $0.320 Town · 19%

This home's own bill implies $1.580 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$13,573/yr
Public schools$9,171
Monmouth County$1,784
Town of Howell$2,618
Howell average$9,883

This home vs. every recent Howell sale · assessed ÷ market

Town median 99.4%
This home · 97.9%

84%111%

Paying about right

This home's ratio lands inside Howell's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
BIRDSALL ROAD2026-05$500,00075.0%
186 TYRPAK ROAD2026-05$999,9992,87886.2%
70 DESAI COURT2026-01$907,0002,751104.3%
4 SHANNON COURT2025-01$875,0002,849101.1%
1 RIVER DRIVE2026-03$910,0002,72894.3%
274 ALDRICH ROAD2026-06$682,0002,94494.8%
26 HIGGINS CT2025-02$820,0002,867100.6%
93 WEST SHENENDOAH ROAD2026-05$825,0002,79494.7%
97 GRISTMILL ROAD2025-06$890,0002,924100.0%
9 THOUSAND OAKS TERRACE2026-03$999,9993,03396.7%
73 PORTER ROAD2026-02$875,0002,82392.0%
38 KIWI LOOP2026-03$855,0002,59494.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →